more strange to her. And she had misgivings and fears which she dared not acknowledge to herself, though she was always secretly brooding over them.

Her heart tried to persist in asserting that George Osborne was worthy and faithful to her, though she knew otherwise. How many a thing had she said, and got no echo from him. How many suspicions of selfishness and indifference had she to encounter and obstinately overcome. To whom could the poor little martyr tell these daily struggles and tortures? Her hero himself only half understood her. She did not dare to own that the man she loved was her inferior; or to feel that she had given her heart away too soon. Given once, the pure bashful maiden was too modest, too tender, too trustful, too weak, too much woman to recall it. We are Turks with the affections of our women; and have made them subscribe to our doctrine too. We let their bodies go abroad liberally enough, with smiles and ringlets and pink bonnets to disguise them instead of veils and yakmaks. But their souls must be seen by only one man, and they obey not unwillingly, and consent to remain at home as our slaves—ministering to us and doing drudgery for us.

So imprisoned and tortured was this gentle little heart, when in the month of March, Anno Domini 1815, Napoleon landed at Cannes, and Louis XVIII fled, and all Europe was in alarm, and the funds fell, and old John Sedley was ruined.

We are not going to follow the worthy old stockbroker through those last pangs and agonies of ruin through which he passed before his commercial demise befell. They declared him at the Stock Exchange; he was absent from his house of business: his bills were protested: his act of bankruptcy formal. The house and furniture of Russell Square were seized and sold up, and he and his family were thrust away, as we have seen, to hide their heads where they might.

John Sedley had not the heart to review the domestic establishment who have appeared now and anon in our pages and of whom he was now forced by poverty to take leave. The wages of those worthy people were discharged with that punctuality which men frequently show who only owe in great sums—they were sorry to leave good places—but they did not break their hearts at parting from their adored master and mistress. Amelia’s maid was profuse in condolences, but went off quite resigned to better herself in a genteeler quarter of the town. Black Sambo, with the infatuation of his profession, determined on setting up a public-house. Honest old Mrs. Blenkinsop indeed, who had seen the birth of Jos and Amelia, and the wooing of John Sedley and his wife, was for staying by them without wages, having amassed a considerable sum in their service: and she accompanied the fallen people into their new and humble place of refuge, where she tended them and grumbled against them for a while.

Of all Sedley’s opponents in his debates with his creditors which now ensued, and harassed the feelings of the humiliated old gentleman so severely, that in six weeks he oldened more than he had done for fifteen years before— the most determined and obstinate seemed to be John Osborne, his old friend and neighbour—John Osborne, whom he had set up in life—who was under a hundred obligations to him—and whose son was to marry Sedley’s daughter. Any one of these circumstances would account for the bitterness of Osborne’s opposition.

When one man has been under very remarkable obligations to another, with whom he subsequently quarrels, a common sense of decency, as it were, makes of the former a much severer enemy than a mere stranger would be. To account for your own hard-heartedness and ingratitude in such a case, you are bound to prove the other party’s crime. It is not that you are selfish, brutal, and angry at the failure of a speculation—no, no—it is that your partner has led you into it by the basest treachery and with the most sinister motives. From a mere sense of consistency, a persecutor is bound to show that the fallen man is a villain—otherwise he, the persecutor, is a wretch himself.

And as a general rule, which may make all creditors who are inclined to be severe pretty comfortable in their minds, no men embarrassed are altogether honest, very likely. They conceal something; they exaggerate chances of good luck; hide away the real state of affairs; say that things are flourishing when