nature. And Fred winced under the idea of being looked down upon as wanting funds for small debts. Thus it came to pass that the friend whom he chose to apply to was at once the poorest and the kindest—namely, Caleb Garth.

The Garths were very fond of Fred, as he was of them; for when he and Rosamond were little ones, and the Garths were better off, the slight connection between the two families through Mr Featherstone’s double marriage (the first to Mr. Garth’s sister, and the second to Mrs Vincy’s) had led to an acquaintance which was carried on between the children rather than the parents: the children drank tea together out of their toy teacups, and spent whole days together in play. Mary was a little hoyden, and Fred at six years old thought her the nicest girl in the world making her his wife with a brass ring which he had cut from an umbrella. Through all the stages of his education he had kept his affection for the Garths, and his habit of going to their house as a second home, though any intercourse between them and the elders of his family had long ceased. Even when Caleb Garth was prosperous, the Vincys were on condescending terms with him and his wife, for there were nice distinctions of rank in Middlemarch; and though old manufacturers could not any more than dukes be connected with none but equals, they were conscious of an inherent social superiority which was defined with great nicety in practice, though hardly expressible theoretically. Since then Mr. Garth had failed in the building business, which he had unfortunately added to his other avocations of surveyor, valuer, and agent, had conducted that business for a time entirely for the benefit of his assignees, and had been living narrowly, exerting himself to the utmost that he might after all pay twenty shillings in the pound. He had now achieved this, and from all who did not think it a bad precedent, his honorable exertions had won him due esteem; but in no part of the world is genteel visiting founded on esteem, in the absence of suitable furniture and complete dinner-service. Mrs Vincy had never been at her ease with Mrs. Garth, and frequently spoke of her as a woman who had had to work for her bread—meaning that Mrs. Garth had been a teacher before her marriage; in which case an intimacy with Lindley Murray and Mangnall’s Questions was something like a draper’s discrimination of calico trademarks, or a courier’s acquaintance with foreign countries: no woman who was better off needed that sort of thing. And since Mary had been keeping Mr Featherstone’s house, Mrs Vincy’s want of liking for the Garths had been converted into something more positive, by alarm lest Fred should engage himself to this plain girl, whose parents “lived in such a small way.” Fred, being aware of this, never spoke at home of his visits to Mrs. Garth, which had of late become more frequent, the increasing ardor of his affection for Mary inclining him the more towards those who belonged to her.

Mr. Garth had a small office in the town, and to this Fred went with his request. He obtained it without much difficulty, for a large amount of painful experience had not sufficed to make Caleb Garth cautious about his own affairs, or distrustful of his fellow-men when they had not proved themselves untrustworthy; and he had the highest opinion of Fred, was “sure the lad would turn out well—an open affectionate fellow, with a good bottom to his character—you might trust him for anything.” Such was Caleb’s psychological argument. He was one of those rare men who are rigid to themselves and indulgent to others. He had a certain shame about his neighbors’ errors, and never spoke of them willingly; hence he was not likely to divert his mind from the best mode of hardening timber and other ingenious devices in order to preconceive those errors. If he had to blame any one, it was necessary for him to move all the papers within his reach, or describe various diagrams with his stick, or make calculations with the odd money in his pocket, before he could begin; and he would rather do other men’s work than find fault with their doing. I fear he was a bad disciplinarian.

When Fred stated the circumstances of his debt, his wish to meet it without troubling his father, and the certainty that the money would be forthcoming so as to cause no one any inconvenience, Caleb pushed his spectacles upward, listened, looked into his favorite’s clear young eyes, and believed him, not distinguishing confidence about the future from veracity about the past; but he felt that it was an occasion for a friendly hint as to conduct, and that before giving his signature he must give a rather strong admonition. Accordingly, he took the paper and lowered his spectacles, measured the space at his command, reached his pen and examined it, dipped it in the ink and examined it again, then pushed the paper a little way from him, lifted up his spectacles again, showed a deepened depression in the outer angle of his bushy eyebrows, which gave his face a peculiar mildness (pardon these details for