‘Sorry, Ma’am!’ said Dick, ‘sorry in the possession of a Cheggs! But I wish you a very good-night, concluding with this slight remark, that there is a young lady growing up at this present moment for me, who has not only great personal attractions but great wealth, and who has requested her next of kin to propose for my hand, which, having a regard for some members of her family, I have consented to promise. It’s a gratifying circumstance which you’ll be glad to hear, that a young and lovely girl is growing into a woman expressly on my account, and is now saving up for me. I thought I’d mention it. I have now merely to apologise for trespassing so long upon your attention. Good-night.’

‘There’s one good thing springs out of all this,’ said Richard Swiveller to himself when he had reached home and was hanging over the candle with the extinguisher in his hand, ‘which is, that I now go heart and soul, neck and heels, with Fred in all his scheme about little Nelly, and right glad he’ll be to find me so strong upon it. He shall know all about that tomorrow, and in the mean time, as it’s rather late, I’ll try and get a wink or two of the balmy.’

‘The balmy’ came almost as soon as it was courted. In a very few minutes Mr Swiveller was fast asleep, dreaming that he had married Nelly Trent and come into the property, and that his first act of power was to lay waste the market-garden of Mr Cheggs and turn it into a brick-field.