The Defaulter would make answer, ‘Ah, Mr Pancks. If I was the rich gentleman whose name is in everybody’s mouth—if my name was Merdle, sir—I’d soon pay up, and be glad to do it.’

Dialogues on the rent-question usually took place at the house- doors or in the entries, and in the presence of several deeply interested Bleeding Hearts. They always received a reference of this kind with a low murmur of response, as if it were convincing; and the Defaulter, however black and discomfited before, always cheered up a little in making it.

‘If I was Mr Merdle, sir, you wouldn’t have cause to complain of me then. No, believe me!’ the Defaulter would proceed with a shake of the head. ‘I’d pay up so quick then, Mr Pancks, that you shouldn’t have to ask me.’

The response would be heard again here, implying that it was impossible to say anything fairer, and that this was the next thing to paying the money down.

Mr Pancks would be now reduced to saying as he booked the case, ‘Well! You’ll have the broker in, and be turned out; that’s what’ll happen to you. It’s no use talking to me about Mr Merdle. You are not Mr Merdle, any more than I am.’

‘No, sir,’ the Defaulter would reply. ‘I only wish you were him, sir.’

The response would take this up quickly; replying with great feeling, ‘Only wish you were him, sir.’

‘You’d be easier with us if you were Mr Merdle, sir,’ the Defaulter would go on with rising spirits, ‘and it would be better for all parties. Better for our sakes, and better for yours, too. You wouldn’t have to worry no one, then, sir. You wouldn’t have to worry us, and you wouldn’t have to worry yourself. You’d be easier in your own mind, sir, and you’d leave others easier, too, you would, if you were Mr Merdle.’

Mr Pancks, in whom these impersonal compliments produced an irresistible sheepishness, never rallied after such a charge. He could only bite his nails and puff away to the next Defaulter. The responsive Bleeding Hearts would then gather round the Defaulter whom he had just abandoned, and the most extravagant rumours would circulate among them, to their great comfort, touching the amount of Mr Merdle’s ready money.

From one of the many such defeats of one of many rent-days, Mr Pancks, having finished his day’s collection, repaired with his note-book under his arm to Mrs Plornish’s corner. Mr Pancks’s object was not professional, but social. He had had a trying day, and wanted a little brightening. By this time he was on friendly terms with the Plornish family, having often looked in upon them at similar seasons, and borne his part in recollections of Miss Dorrit.

Mrs Plornish’s shop-parlour had been decorated under her own eye, and presented, on the side towards the shop, a little fiction in which Mrs Plornish unspeakably rejoiced. This poetical heightening of the parlour consisted in the wall being painted to represent the exterior of a thatched cottage; the artist having introduced (in as effective a manner as he found compatible with their highly disproportionate dimensions) the real door and window. The modest sunflower and hollyhock were depicted as flourishing with great luxuriance on this rustic dwelling, while a quantity of dense smoke issuing from the chimney indicated good cheer within, and also, perhaps, that it had not been lately swept. A faithful dog was represented as flying at the legs of the friendly visitor, from the threshold; and a circular pigeon-house, enveloped in a cloud of pigeons, arose from behind the garden-paling. On the door (when it was shut), appeared the semblance of a brass-plate, presenting the inscription, Happy Cottage, T. and M. Plornish; the partnership expressing man and wife. No Poetry and no Art ever charmed the imagination more than the union of the two in this counterfeit cottage charmed Mrs Plornish. It was nothing to her that Plornish had a habit of leaning against it as he smoked his pipe after work, when his hat blotted out the pigeon-house and all the pigeons, when his back swallowed up the dwelling, when his hands in his pockets uprooted the blooming garden and laid waste the adjacent country. To Mrs Plornish, it was still a most beautiful