Except in the event, then, of Mr Frederick Fairlie's marrying and leaving an heir (the two very last things in the world that he was likely to do), his niece, Laura, would have the property on his death, possessing, it must be remembered, nothing more than a life-interest in it. If she died single, or died childless, the estate would revert to her cousin, Magdalen, the daughter of Mr Arthur Fairlie. If she married, with a proper settlement -- or, in other words, with the settlement I meant to make for her -- the income from the estate (a good three thousand a year) would, during her lifetime, be at her own disposal. If she died before her husband, he would naturally expect to be left in the enjoyment of the income, for his lifetime. If she had a son, that son would be the heir, to the exclusion of her cousin Magdalen. Thus, Sir Percival's prospects in marrying Miss Fairlie (so far as his wife's expectations from real property were concerned) promised him these two advantages, on Mr Frederick Fairlie's death: First, the use of three thousand a year (by his wife's permission, while she lived, and in his own right, on her death, if he survived her); and, secondly, the inheritance of Limmeridge for his son, if he had one.

So much for the landed property, and for the disposal of the income from it, on the occasion of Miss Fairlie's marriage. Thus far, no difficulty or difference of opinion on the lady's settlement was at all likely to arise between Sir Percival's lawyer and myself.

The personal estate, or, in other words, the money to which Miss Fairlie would become entitled on reaching the age of twenty-one years, is the next point to consider.

This part of her inheritance was, in itself, a comfortable little fortune. It was derived under her father's will, and it amounted to the sum of twenty thousand pounds. Besides this, she had a life-interest in ten thousand pounds more, which latter amount was to go, on her decease, to her aunt Eleanor, her father's only sister. It will greatly assist in setting the family affairs before the reader in the clearest possible light, if I stop here for a moment, to explain why the aunt had been kept waiting for her legacy until the death of the niece.

Mr Philip Fairlie had lived on excellent terms with his sister Eleanor, as long as she remained a single woman. But when her marriage took place, somewhat late in life, and when that marriage united her to an Italian gentleman named Fosco, or, rather, to an Italian nobleman -- seeing that he rejoiced in the title of Count -- Mr Fairlie disapproved of her conduct so strongly that he ceased to hold any communication with her, and even went the length of striking her name out of his will. The other members of the family all thought this serious manifestation of resentment at his sister's marriage more or less unreasonable. Count Fosco, though not a rich man, was not a penniless adventurer either. He had a small but sufficient income of his own. He had lived many years in England, and he held an excellent position in society. These recommendations, however, availed nothing with Mr Fairlie. In many of his opinions he was an Englishman of the old school, and he hated a foreigner simply and solely because he was a foreigner. The utmost that he could be prevailed on to do, in after years -- mainly at Miss Fairlie's intercession -- was to restore his sister's name to its former place in his will, but to keep her waiting for her legacy by giving the income of the money to his daughter for life, and the money itself, if her aunt died before her, to her cousin Magdalen. Considering the relative ages of the two ladies, the aunt's chance, in the ordinary course of nature, of receiving the ten thousand pounds, was thus rendered doubtful in the extreme; and Madame Fosco resented her brother's treatment of her as unjustly as usual in such cases, by refusing to see her niece, and declining to believe that Miss Fairlie's intercession had ever been exerted to restore her name to Mr Fairlie's will.

Such was the history of the ten thousand pounds. Here again no difficulty could arise with Sir Percival's legal adviser. The income would be at the wife's disposal, and the principal would go to her aunt or her cousin on her death.

All preliminary explanations being now cleared out of the way, I come at last to the real knot of the case -- to the twenty thousand pounds.